I think for most investment level people looking to store their money in bitcoin instead of bonds, that’s no dust. We’re talking about 10,000s of dollars per person in the US.
Maybe for the average person in other lower income countries it wouldn’t be bad to teach them L2s first. Naturally we are in a time of discovery and not everything we do will be the right decision at the time, but we will learn as we go and look to find the best UX for the job depending on the persons circumstances