You’re free to stack Liquid BTC and or Lightning BTC if you’re worried your stack will constitute as dust one day. Nobody is forcing anybody to stack on L1, but it is the most secure. It’s not really an elitist club because this would suggest it’s impossible for the normie to get in. If one provides value they can be paid in BTC, there is no other prerequisite so I can’t get behind calling it “elitist” either